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Well the sun beats down as it was supposed to last month, but is there  about to be the almighty thunder storm of August after which the temperature drops 5 degrees. Meteo say there is one due on Wednesday  actually and the heat is projected to tumble.

Word has it that Britiain has had hot and sunny August Bank Holiday weekend , maybe that historic event is what has turned the Uk Labour parties thinking on things European?  A transitional period for staying in the customs union and the single market  and a free movement of labour. Clearly Sir Keir Hardie oops Starmer has been out in his St Pancras and  Holborn constituency and understood what buffers the economy in his own stamping ground would hit if Johnny foreigner was asked to leave

President Macrons popularity has slipped to substantially below where Hollande and Sarkozy was at the same time after being elected. Perhaps its caused by him taking a hadrd line civil servant salary increases, labour reform programme along with budget and public speding cuts, sit tight and follow through Manny you may get there.

We can look forward to less of a stampede in the stationary aisle at the supermarket once everyone has made their extensive purchases for their children’s rentree







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Lost in France


The views expressed here are those of the writer and not of Steve.


cancesupport walkfor lifeI honestly did not think this would work.  There are so many dodgy builders, of all nationalities but here my experience has been mainly with French, Algerian and English. 


I may have mentioned before the problem we have had with our roof.  Leaking continually from the velux.  The original builders who fitted the velux, I’m not sure they had ever fitted one before they certainly hadn’t done anything that required an eye for detail before.


We had fixed it ourselves.  Paid an English roofer to come and fix it.  Paid a French builder a substantial amount more to fix it.  After every fix it leaked.  We were so annoyed with the extortionate amount the French builder charged us (five days labour reduced to 3 days, second hand flashing and glue everywhere) that we had him back three times to repair, correct and fix the roof and the velux.  In the end we gave up, they couldn’t get it right, the standard was poor and they just couldn’t see it.   Everyone he sent round had one thought in mind, well two thoughts actually, how to bodge it and how to scarper. 


Ultimately the problem remained.  I discovered that the French builder’s company had gone into liquidation.  I pretended not to know and got him to come round again.  I asked for a refund, knowing full well it wouldn’t happen but he did say that I should make a claim through his insurers.  I made him write out in French the exact wording of the letter I should send to them and I must admit I did this for pleasure rather from necessity. 


After much to-ing and fro-ing providing documentation etc, a specialist builder employed by the insurance company finally came round to examine the damage.  He explained he was permanently busy and never short of work due to the poor standard of workmen in the area.  This was in May.  Finally this week we heard back from the insurers. We received a cheque for over €1000.  It’s not a huge amount but we were delighted.


Always make sure that the documentation you receive from your builder has his insurance details on it, and if not, ask him for it before you agree or sign anything off.






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Now is the time to review your finances


At this time of year not many of us can really be bothered with thinking about pensions, investments and inheritance planning – there’s far more exciting things going on, like holidays, friends and family visits (as long as they don’t stay too long!) and the summer fêtes and festivals in just about every village and town in the region.


This is usually a quiet time for us financial advisers, but this year – not so much – perhaps it’s the “Brexit effect” that is causing more ex-pats to think about their financial future now rather than put it off until after the end of the silly season. Of course, there are still no clear facts as to how Brexit will impact on UK citizens living in France, so planning for it is not easy, but reviewing your situation now will give you a clearer idea of your financial future, whether your plan is to stay in France or return to the UK.


Of course, there is never a wrong time to review your financial health. Regardless of whether or not Brexit actually happens, or whether it is a soft or hard Brexit, things generally change over time, such as pensions and tax legislation, investment performance, physical well-being, income and capital needs………. the list goes on.


These are some of the things that a good financial adviser will discuss with you at a regular review meeting, to make sure that your finances are on track to meet your current needs and longer term goals. It is vital that your pensions and investments are structured in the best possible way to produce a suitable level of return and, at the same time, mitigate taxes as much as possible.


Also, as a French resident, your adopted or default marriage regime can make a huge difference to how your assets are treated for inheritance tax purposes and, by simply changing your regime with the help of a Notaire, the survivor of a couple can be much better protected from the French laws of forced inheritance, as well as other important benefits. Your financial adviser should be able to discuss these matters with you.


As I mentioned in my previous article, the very popular Tour de Finance is once again coming to the stunning Domaine Gayda in Brugairolles 11300, So, if you are concerned about your investments and pensions in a post-Brexit world why not join us at this very popular event where you can meet the team in person and listen to a number of industry experts in the world of financial advice. This year’s event will take place on Friday 6th October 2017. Places are by reservation only and it is always well attended so book your place early by giving me a call or dropping me an email. Our speakers will be presenting updates and outlooks on a broad range of subjects, including:


Financial Markets
Assurance Vie
French Tax Issues
Currency Exchange

Financial advice is needed more than ever in uncertain times and doing nothing can often be an expensive mistake. Hence, if you would like to attend the seminar or would like to have a confidential discussion about your financial situation, you can contact me by e-mail at or by telephone on 04 67 24 90 95.


The Spectrum IFA Group advisers do not charge any fees directly to clients for their time or for advice given, as can be seen from our Client Charter at




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Email:;  Website:

Forum:      Local Association No : W112000594



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 JAZZ 21.09.2017 AUDE FLYER

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If you are caring for someone with dementia, then you may want to go along to a new English speaking support group based in the Limoux area. The group is being organised by Vicky McLean, a former nurse and Social Services Care Manager with many years’ experience in caring for people with dementia She was also a specialist trainer for care staff working with people with dementia and has previously run a successful and well attended relatives support group. If you want to meet other carers like yourself, to offer mutual support, and get informed advice on some of the more challenging aspects of caring for someone affected by dementia then do go along to their first meeting being held upstairs at the Bar Commerce, Place de la République, Limoux at 3pm on 20th September. If you want more information or advice you can contact Vicky on 0626 80 72 06




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readers write


Some vide greniers and foires!

Please check before setting off

They also have a sister site where you can giveaway stuff or find stuff others are giving

Its all recycling - you know it makes sense!

If there are two in the same town on the same day, it could be a duplicate on the site or a second event

Black = Aude - Brown = Ariege


Samedi 2 Septembre

Coursan  Vide grenier

Mouthoumet  18ème Foire Agricole de Mouthoumet

Port Leucate  Tante Marie Vide ses Greniers

Lézat-sur-Lèze  Vide grenier de Septembre

Dimanche 3 Septembre

Carcassonne  22ème vide grenier de la Trivalle

Carcassonne  Vide grenier brocante

Cavanac  Vide grenier

Conques-sur-Orbiel  Vide grenier de l’ECV

Coursan  Vide grenier

Crusades  Vide grenier des vendanges

Cuxac-d’Aude  Vide grenier

La Palme  Vide grenier

Montréal  Vide grenier Marché Artisanal

Narbonne  Vide grenier

Narbonne  Vide grenier nocturne

Narbonne-Plage  Vide grenier

Pexiora  Vide grenier

Saint-Nazaire-d’Aude  Vide grenier

Saint-Pierre-la-Mer  Vide grenier

Thézan-des-Corbières  Vide grenier

Arnave  Vide grenier d’Automne

Laroque-d’Olmes  Vide grenier

Mazères  Vide grenier mensuel

Pamiers  Vide grenier brocante

Saint-Lizier  Marché aux puces

Varilhes  Vide grenier brocante



Samedi  9 Septembre

Coursan  Vide grenier

Dimanche 10 Septembre

Alzonne  Vide grenier pompiers solidaires

Arzen  Vide grenier des vendanges

Carcassonne  Vide grenier brocante

Castelnaudary  Vide grenier

Couiza  Vide grenier

Coursan  Vide grenier Route de Cuxac

Coursan  Vide grenier de Coursan bonne humeur

Lagrasse  Brocante vide grenier

Le Somail  Vide grenier brocante d’automne

Leucate  Vide grenier

Marseillette  Vide grenier

Narbonne  Vide grenier nocturne

Narbonne-Plage  Vide grenier

Salles-d’Aude  Vide grenier

Ventenac-Cabardès  Vide grenier

Villegailhenc  Vide grenier

Alzen  Vide grenier

Arignac  Vide grenier

Foix  Vide grenier

La Tour-du-Crieu  Vide grenier automne

Lavelanet  Vide grenier

Manses  Vide grenier d’automne

Pamiers  Vide grenier brocante

Péreille  Vide grenier

Saint-Girons  Puces du balagué

Saint-Croix-Volvestre  6ème marché ô initiatives

Varilhes  Vide grenier brocante









 els summer

What's On 


TY SEAGALL 30 August Bikini Toulouse

SATYRICON 2 October Metronum Toulouse

BETH DITTO 3 October Bikini Toulouse

ANGUS & JULIA STONE  20 oct Zenith Toulouse

ROYAL BLOOD 21 Oct Zenith Toulouse


KODALINE 17 Nov Bikini Toulouse


TRUST 21 Nov Bikini Toulouse

JAMIROQUAI 22 Nov Zenith Toulouse

LONDON GRAMMAR 5 Dec Zenith Toulouse

MOSCOW CIRCUS ON ICE 20 Dec Zinga Zanga Beziers

INDOCHINE 9 March Zenith Toulouse

BODYGAURD 9/10 June Zenith Toulouse

TOTO 26 March Zenith Toulouse





The following prices are for one insertion in the Flyer email news letter unless otherwise stated


Give away items


1 image and 25 words, plus contact details

All items for sale inc Motor vehicles, boats, caravans & trailers

25 €

1 image and 25 words, plus contact details in 3 editions


Property for sale - land, houses, businesses

50 €

up to 8 images and 500 words, plus contact details - your own property web page linked to the "Property Page" section of the Flyer for 13 editions

Large Display Advert - Corporate


Finished artwork to be 756 pixels by 200 pixels landscape or 378 pixels by 400 pixels portrait

Standard Display Advert - Corporate


Finished artwork to be 378 pixels by 200 pixels landscape

Large Display Advert - Small Companies and Sole Traders (at my discretion)


Finished artwork to be 756 pixels by 200 pixels landscape or 378 pixels by 400 pixels portrait

Standard Display Advert - Small Companies and Sole Traders (at my discretion)

25 €

Finished artwork to be 378 pixels by 200 pixels landscape

What's on feature advert

35 €

Finished artwork to be 378 pixels by 515 pixels portrait

information about advertising rates and specifications.
informations sur les tarifs publicitaires et specifications.
Send details to of your advert to Steve Hedges.
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