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So no vehicle was involved in John Kerry’s cycling accident where he broke his leg. It took place in France very close to Switzerland and I am sure there are some theories flying about that it was the wrath of Blatter.

FBI must now stand for FIFA’s Blatter Implicated. It is interesting that the country slowest at supporting soccer is the one that has taken up the cudgel to supposedly clean up the worldwide administration of the game. 

Mr Blatter would appear to be even thicker skinned than Mugabe and is very confident of how he appears to have behaved over the last few centuries he has presided over Footie.

Barclays and Standard Chartered are checking their books to see if they have been involved in any dodgy dealings and it is interesting that they have both been involved in football sponsorship.

If the world stopped going to McDonalds and buying Coke for just one day a week perhaps FIFA 2 could be started.


Unlike Richard III, Mr Sarkozy has got rid of the UMP and has renamed the party The Republicans, he should be successful with Mr Hollande as the opposition. 



It looks like some prime real estate could come up if the Army cutbacks go ahead and if they include the regiment in Carcassonne.  Maybe it’s an opportunity for Accor to put enough accommodation into the town to make a lot more tourist stop-overs possible. Rather than the 'half-day Cite only' drop-offs. 

Finally, May is over and there are full weeks of work and things being open.... Hip....Hip....Hooray.....

Start there with reforms, move the holidays to a day attached to weekends, stop all this ponting?

Did you like my Sweden to win Eurovision prediction?







Thousands of regular readers make the Flyer the place to be seen

Lost in France


We are surrounded by hills, vineyards and woods so to find safe footpaths where you are allowed to walk is really a matter of following ready trodden paths.  Every single piece of land is owned by someone.  So other than that, the only place where it is absolutely ok to let the dog off is on the road (not ideal) or on a small football pitch.  There is nowhere for a running dog to safely run as there are 20 foot drops by the side of some roads, thick undergrowth and poison placed out by hunters to kill small animals.

This morning we went down a very narrow road, dog on the lead as we walk past the geese and hens, off the lead, back on the lead as we pass the donkey house although the donkeys are nowhere to be seen.  Off the lead up the road and on the paths by the side of the vineyards..

Then I spy two long dark ears and there are the donkeys, in full view quite close and coming towards us.  Why not?  Humans care for them and feed them so why not approach us and for a while one of them matches our pace trotting along gently beside us.    The dog notices him and this is the point at which he could just take off regardless of the damage he could do or have done to him.  (He once chased a horse on Walthamstow Marsh, barking and circling it until it lashed out and kicked him on his muzzle – that gave him a shock and a cut lip but he was very lucky).  These lovely dark donkeys with their nose bands trot towards us and I just manage to get him on his lead in time.

And despite the fact that there was no one around I’m sure someone would have clocked us.  You think these are all quiet sleepy French villages with quiet sleepy villagers behind closed shutters, don’t be fooled.  Everyone knows exactly what is going on.  As I walk the dog along deserted roads and paths someone somewhere will be watching.

So in a French village as in life be careful what you do – eventually you will pay for your trespassing.





 lenetwork  Local press ad

 Carolyn Knight new ad

gaf ad5 





Le Tour de Finance

Le Tour de Finance has just completed its final stage of the spring 2015 events, after travelling through France,

Italy and Spain. For those who are not familiar with these events, this is a series of seminars, where we bring

‘experts to expats’. Now in its sixth year and due to the popularity of Le Tour, the events take place in both

spring and autumn. For the local events, we had some ‘’old and new faces’ presenting.


SEB Life International and Prudential International presented on the topic of assurance vie, explaining the

tax-efficiency of this type of investment, both personal and for inheritance planning. Each of the companies outlined

the unique features of their own products and it could be seen that the products complement each other, one or the

other being more suited to a client, for example, depending upon attitude to investment risk.



Momentum Pensions, which is a multi-jurisdictional pension provider based in the UK, Malta, the Isle of Man and

Gibraltar, presented on the highly topical subject of the UK pension reform that has taken place. The presentation

outlined the ‘freedom and choice’ options now open to people, but also covered the UK tax consequences for

those who decide to flexibly access their pension funds. The alternative of transferring benefits to a Qualifying

Recognised Overseas Pension Scheme (QROPS) and the advantages that this can provide for expatriates was



Currencies Direct presented on the various options open to clients who wish to exchange currency, whether this is

for regular payments or for ad-hoc exchanges, for example for property purchase. It was very interesting to see

how much could be saved by using Currencies Direct, rather than a retail bank, particularly in the light of the current

strength of Sterling against the Euro.


There was a presentation on French succession planning from Heslop & Platt, which is a firm of UK solicitors

that are specialists in French law. Various possibilities that already exist under French law to put in place successful

inheritance planning were outlined. In addition, the forthcoming EU rules on succession were covered and the fact

that if a French resident elects the succession laws of their country of nationality to apply, the estate would be

administered by a French notaire trying to apply that country’s rules. What seems clear now is that this is likely

to cause complications, delays, additional expenses and uncertainty, whilst French inheritance taxes will still apply.

As such, the opinion was that if there is a ‘tried and tested French solution’ that achieves the objective that someone

is seeking, then this should be the first choice to use, rather than relying on the EU Regulations.

New to Le Tour this year was Leonetti Business Services, a firm that can help you with some of the French

bureaucratic issues that we are all faced with from time to time, which undoubtedly can help to get rid of the

frustration that these things can create.


Martignole Huzé Associés, a firm of chartered accountants based in Carcassonne, presented on the services that

they can provide in English, including the completion of French tax returns, having regard to the conditions of Double

Taxation Treaties.


Also new to Le Tour this year was Tilney Bestinvest, which presented on the range of investment management

services that this company can provide. The choices range from Mulit-Asset Portfolios, where clients pick the one

most suited to their objectives and leave the company to take care of the investment management, through to the

more actively managed full Discretionary Fund Management services for larger portfolios.


For The Spectrum IFA Group, we presented on our processes and the products and services that we provide to

clients, as well as highlighting the importance of our independence and how we are regulated in France by

the French authorities. We also outlined client concerns, for example, tax-efficiency, inheritance tax planning,

securing pensions, protection of capital. In addition, in view of the topical issues that we are facing this year, we

presented the French tax and social charges consequence of cashing-in UK pensions and for inheritance planning,

we used assurance vie to demonstrate the potential inheritance tax savings, providing examples of two scenarios -

the ‘French Way’ and the ‘EU Way’. Assurance vie was also used to demonstrate personal tax-efficiency.

As always, the feedback from many people attending these events has been very positive and if you were not able

to make it this time to Le Tour de FInance, keep in mind the next local events which will take place in October.

On the other hand, if any of these subjects are of interest to you now and you would like to have a confidential

discussion about your financial situation, please contact me either by telephone on 04 68 20 30 17

or by e-mail at


The above outline is provided for information purposes only and does not constitute advice or a recommendation

from The Spectrum IFA Group to take any particular action on the subject of investment of financial assets or the

mitigation of taxes.


The Spectrum IFA Group advisers do not charge any fees directly to clients for their time or for advice given, as can

be seen from our Client Charter at

Daphne Foulkes

SIRET 522 658 194 00017

Numéro d’immatriculation ORIAS 10 056 800

Forward this Flyer to friends and anyone else you know who may find it useful


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Email:;  Website:

Forum:      Local Association No : W112000594




 ETE 2015 final aude


















meteo ciel3


 Tech Talk

Streaming music


Streaming music sites offer a huge library of music that you can listen to on-demand via your web browser or portable device. It's a great way to discover new music (sometimes at zero cost) without having to download anything. Simply type in the name of your favorite artist or song to start streaming music. Most services also have a built-in music discovery engine that recommends similar artists that 'fit' the type of music you are listening to.

As well as basic audio streaming, services can also offer additional music options. Examples include: creating custom playlists; music video streaming; sharing your discoveries via social networking; making your own radio stations, and more.

The biggest benefit however is that it 100% legal and the artist gets a small royalty payment. OK too small in some cases but it’s still more than if the track were stolen.


1.  Spotify

Spotify is one of the top online services for streaming music. As well as subscription plans, this service also offers you the chance to try before you buy with its Spotify Free account. With facilities to stream music to mobile devices and home stereo systems. What makes this service unique is that you can use its Offline Mode to listen to thousands of music tracks without having to be connected to the Web if you are a subscriber.



2.  Rdio

Rdio is a multi-faceted streaming music service that boasts millions of songs on-demand and the option of a free basic account. It supports the streaming of songs not just to your computer, but other devices such as home entertainment systems (Roku, Sonos, etc.), and several smartphone platforms. Using its desktop app for Mac and PC, you can also use it as an alternative to Apple's iTunes Match service for syncing your own music library to the cloud without having to upload.

Rdio is also a socially rich music service that sports it own network (as well as Facebook and Twitter integration) where users can share, follow, and even work on playlists together.


3.  Slacker Radio

Slacker Radio is a stellar online music service that you can use to listen to hundreds of compiled radio stations. This service provides an interactive experience that also allows you to quickly build up custom-made stations of your own too. Although this service is subscription driven, Slacker offers a free account in order for you to try out their service at no cost. This freebie, called Slacker Basic Radio, is surprisingly feature-rich and even includes mobile music support which is often a paid-for option. There's a good range of mobile apps on offer to hook up your portable device, and you can also share your music discoveries on popular social networking platforms like: Facebook, Twitter, and MySpace.

If mobile music is your thing, there's also an offline mode that enables you to listen to your favourite stations, songs, and albums without the need to be connected to the Internet.


4.  Beats Music

Beats Music is a full-fledged subscription streaming music service that compares favorably with other top cloud music services such as Spotify, Pandora, Rdio, etc. Beats Music has excellent mobile support and also has good music discovery options. Rather than relying solely on algorithms to suggest new music, Beats Music also extensively uses expert-curated playlists to service up suggestions. This service has been taken over by Apple and is in the process of being changes to Apple music.

5.  Pandora Radio

If you're looking for a simple music discovery website that streams music, then Pandora is a good choice. Unlike and imeem, Pandora is an intelligent Internet radio service that plays music based on your feedback. Once you have entered an artist's name or a song title, Pandora automatically suggests similar tracks which you can agree with, or reject; Pandora will remember your answers and fine-tune its subsequent recommendations. You can also buy albums and individual tracks from digital music services such as Amazon MP3, and the iTunes Store via links that are displayed on-screen.


6. is one of the top sites to visit for streaming music. It has a whole host of features which include music and video streaming, custom playlist creation, uploading your photos, social networking, etc. You can also connect with people who have similar tastes. An interesting feature of is 'scrobbling' which allows you (via a small widget download) to automatically add tracks to your playlist while listening to music on your computer or portable device.


7. Dizzer

Deezer lets you play the music you just have to hear, instantly. Deezer lets you listen to your music wherever and whenever you want. Explore over 35 million tracks on your computer, tablet, or mobile. Keep all your music in one place, and take your entire library with you everywhere. Free account allows flows and mixes and web access only in standard quality audio, subscribers get to create playlists for every occasion, import your favourite MP3s, and follow the artists you love. Hear every detail with your music streamed in high quality audio.



7. British Radios App

British Radios App allows you to listen to any UK radio station live stream. It streams far faster than other apps like Tune-in-Radio and has an easy to use interface the stations logos are displayed as a grid. It even works via 3G/4G mobile and if you have a good amount of data with your mobile phone contract you can easily listen to UK radio while in the car using a Bluetooth connection (hands-free system).


If you need help or have any questions about your computer please give me a call or send me an email for advice. or Telephone 05 61 60 84 23.

Bruce Taylor.





Bridge problem.


You are in six diamonds after your left -hand -opponent overcalled four spades after your one diamond opening bid. He leads the King of spades. Its all yours.




Black spade (cards)A 6 5 3 


Black heart (cards)K Q J


 Black diamond (cards) 9 3 2


 Black club (cards) A 6 5


Your hand


 Black spade (cards) 8


 Black heart (cards) A 5 3


 Black diamond (cards) A K Q J 10 7 4


Black club (cards) 3 2




Whats the problem? Don't we have twelve top tricks? You ask this question as you rise with the Ace of spades at trick one. Ahhh, it gets ruffed immediately and your twelve tricks have turned into eleven. The answer is to DUCK the lead and ruff the spade continuation in hand. Now, after drawing trumps, you can throw your club loser on the Ace of spades without danger. Slam made.



Lizzie Godfrey













 Now is the time to be pruning spring flowering shrubs after flowering (eg forsythia, philadelphus etc) as well as cutting back early flowering, vigourous clematis such as C montana.  Spring flowering perennials such as hardy geraniums can also be cut back in the hope of a repeat fmowering later in the year.

In our summer dry climate the plants that do best are those which possess some sort of adaptation to help them cope with a period of summer drought.  One very obvious such adaptation is succulence - where part of the plant is adapted (usually by having fleshy leaves) to store water to help the plant survive periods of drought.  There is some confusion about the terms cacti and succulents - all cacti (a particular plant family) are succulent but not all succulents are cacti!  Succlent plants can be found in many different botanical families including Agavaceae (agaves & relatives) and Aizoaceae (often referred to as mesembryanthemums).  Many succulents are not that winter hardy although they are ideal for growing in containers that can be taken into a frost free environment in winter.  However, there are a surprising number of succulents that are winter hardy.  The two pictured here, Aloe striatula and the popular Delosperma cooperi will withstand winter temperatures of -10°C or more in well drained soil.  There are two gardens in the region which possess impressive collections of succulent plants (  and ) and we have a small collection here at La Petite Pépinière.

Don't forget our annual open weekend at the nursery, guided visits, plants at sale prices, food, artisanal products and info stands for local charities - the 6th & 7th June from 10h to 18h both days; we do hope to see many of you!  More info on the poster or see















The Property Page





 front door 011smallarcher

 Razes circulade village

Period house in a beautiful Razes circulade village.  This renovated but unspoilt house is over 200 years old and has far reaching views of countryside, hills and mountains from almost every room, and a stunning roof terrace.  There are 3 double bedrooms, large lounge, separate dining room and kitchen.  There is also a very large walk-thru cellar.  The house retains many period features including a beautiful oak staircase.  

Price 99,000 euros. .




Former Presbetary with courtyard near town centre



 Village house to renovate with a courtyard of 80m²




Bordebasse du Lac - Cottage available for long term rental

 Detached modern house

for sale in Montréal


Holiday Apartment AiguaBlava,

Costa Brava


Naturist Property 97,500 euro


for 13 editions (6months)
link to your own web page

 readers write








Some vide greniers and foires!
Please check before setting off
They also have a sister site where you can giveaway stuff or find stuff others are giving
Its all recycling - you know it makes sense!
If there are two in the same town on the same day, it could be a duplicate on the site or a second event
Black = Aude - Brown = Ariege

Samedi 30 Mai

Arzens Vide-grenier de printemps et marché gourmand Nocturnes

Couiza Vide grenier et vide dressing des écoles

Coursan Vide grenier à Coursan

Limoux Vide grenier du tivoli petanque club de Limoux

Narbonne Vide grenier de France Rayons de Soleil

Saverdun Vide greniers +brocante

Dimanche 31 Mai

Argeliers Vide grenier du bsm xv

Carcassonne Vide grenier brocante

Carcassonne Méga Vide grenier et sa 4eme Fête du pain  Office du commerce

Coursan Vide grenier à Coursan

Coursan Grand vide grenier du club 70

Espéraza Vide grenier

Fabrezan Vide grenier de l'amicale de pêche

Le Somail Grande Braderie de Fringues

Limoux Vide Grenier de La Calandreta Limosenca

Malras Vide grenier

Montbrun-des-Corbières Vide grenier

Moussan Vide grenier à Moussan

Pennautier Grand vide greniers

Pépieux Vide-Grenier pétanque

Pieusse Vide grenier annuel du foot

Portel-des-Corbières Vide Grenier

Preixan Vide-greniers

Sainte-Eulalie 15 eme vide grenier

Salles-d'Aude Vide grenier

Foix Vide-grenier

Le Mas-d'Azil Vide-greniers et course en folie en famille

Pamiers Marché et puces et à la brocantes

Saverdun Grand vide grenier sur le champ de mars et brocante

Teilhet Les Fêtes Aromatiques de Teilhet

Varilhes Vide grenier

Verniolle Vide cabanon

Samedi 6 Juin

Coursan Vide grenier à Coursan

Limoux Grand vide grenier del'amicale des joyeux petanqueurs

Port Leucate Vide grenier - brocante

Villegailhenc Vide maison

Crampagna Vide grenier

Saverdun Vide greniers +brocante






Dimanche 7 Juin

Alzonne Vide greniers pompiers solidaires

Bize-Minervois 4e Videgrenier de la petanque

Bram Vide grenier parc du chateau de lordat  

Capendu Bourseaux armes et militaria

Carcassonne Vide grenier

Carcassonne Vide grenier Sporting Club Varsovie

Carcassonne Vide grenier brocante

Carcassonne Vide grenier du lions club

Coursan Vide grenier à Coursan

Cuxac-d'Aude Vide grenier foire vetements etc

Donazac Vide grenier Donazac

Escales Vide-greniers (particuliers)

Fabrezan Vide greniers du FRJEP de Fabrezan

Fendeille Vide grenier de l'Ecole de Fendeille

La Palme Vide-grenier, Bourse, Foire

Laurabuc Vide grenier

Laurac Vide grenier-vide dressing

Limoux La mensuelle brocante

Maquens Vide dressing et Bourse aux jouets de l'école de Maquens

Montréal Vide-greniers Marché-Artisanal

Montredon-des-Corbières Vide greniers MJC de montredon  

Narbonne Vide grenier Club Léo Lagrange

Narbonne Vide grenier

Narbonne Vide grenier de l' Arpan ( refuge animalier)

Narbonne-Plage Vide-greniers APE Gaston Bonheur

Paraza Vide grenier du Rambal Parazanais

Peyriac-de-Mer Vide-greniers associatif

Rieux-Minervois Vide grenier du haut minervois olympique

Saint-Denis 1er Vide Grenier de la Locomotive

Saint-Papoul Vide grenier du comite des fetes

Sallèles-d'Aude Vide grenier d'été - Association Sallèles Horizon

Verzeille Vide grenier association des écoliers interlauquet

Villegailhenc Vide maison

Villegly Vide greniers del'association Lez'Arts en Minervois

Villeneuve-la-Comptal Vide grenier usv15

Banat Vide grenier

Besset Vide greniers

Les Bordes-sur-Arize Vide grenier avec animation musicale

Mazères Vide grenier mensuel

Mérens-lès-Vals Vide grenier

Pamiers Marché et puces et à la brocantes

Prayols Vide dressing  

Rieux-de-Pelleport Vide Grenier  

Saint-Lizier Marché aux Puces, de la cave au grenier

Saurat Vide grenier  

Verniolle Vide greniers   



 What's On




PHARRELL WILLIAMS 24 June Nimes Festival

BEN HARPER 4 July Nimes Festival

LENNY KRAVITZ 9 July Nimes Festival

PLACEBO 10 July Argeles

LENNY KRAVITZ 11 July Argeles

CAT EMPIRE 12 July Argeles

TOTO & CHRISTOPHER CROSS 15 July Nimes Festival

SANTANA 16 July Nimes Festival

SANTANA 17 July Argeles

LIONEL RICHIE 17 July Nimes Festival

STING 20 July Nimes Festival

JOAN BAEZ 22 July Nimes Festival

THE RED ARMY CHOIR 3 Nov Zenith Toulouse

UFO 10 Nov Le Metronum

THE STRANGLERS 10 Nov Bikini Toulouse

NIGHTWISH 26 Nov Zenith Toulouse

LA TRAVIATA 28 Nov Zenith Toulouse

SCORPIONS 4 Dec Zenith Toulouse

CIRQUE DU SOLEIL 22/26 Nov Zenith Toulouse









The following prices are for one insertion in the Flyer email news letter unless otherwise stated




Give away items


1 image and 25 words, plus contact details

All items for sale inc Motor vehicles, boats, caravans & trailers

25 €

1 image and 25 words, plus contact details in 3 editions




Property for sale - land, houses, businesses

50 €

up to 8 images and 500 words, plus contact details - your own property web page linked to the "Property Page" section of the Flyer for 13 editions

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Large Display Advert - Small Companies and Sole Traders (at my discretion)


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Standard Display Advert - Small Companies and Sole Traders (at my discretion)

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What's on feature advert

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information about advertising rates and specifications.
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