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 header7115
Bonjour
 

Well we made it into the new one and I am sure you are well bonne annee’d out.

Yes, let’s say the Flyer is not early. But we can rejoice that medical conditions willing from now on I should be able to work to normal issue dates as I have replaced the computer that appeared for most of the time to want to work at it's own speed. 

There is word going around that UK TV signals are being picked up on 90cm dishes, please could you confirm or deny if they are in your experience?  Or is it simply to do with the weather?  Thank's as it will, I am sure be helpful to many.

That's impressive that the Turkish authorities can track a video clip of a person passing through immigration 10 days ago, the marvels of modern science eh?

You have all been working your way around the sales? Maybe 2015 will see the red tape and restrictions on shop openings finally changing in France?

Have a splendid 2015 stay safe and healthy

 

Steve

 

Thousands of regular readers make the Flyer the place to be seen

 

Lost in France

 

So here we are, lost in France for another year.  It’s already been far longer than we expected.  We came here with the view of staying for a year to see how things went.  We are now into our third year and some things we’ve got used to and others we still haven’t.

 

I certainly haven’t got used to (and probably never will) hunters out in the fields killing animals for their own fun for 9 months of the year.  I know fox-hunting was supposedly banned in England but it appears to have crept back.  I know the UK government has decided to kill badgers for the sake of saving the cattle, but really I think it is just to appease the farming community and to be sure of their vote in the next election, as no scientific evidence has been produced to prove that the cull works.  This particular killing of badgers is being hindered quite substantially by ‘Stop the Cull’ organised by hunt saboteurs from all over the UK.

 

As far as I can see there are no hunt saboteurs in France.  I’m not even sure there are any French animal rights activists that are organising themselves into teams of masked super heroes to save various species of wild-life.  However, if they do exist, this should be one of the regions they should operate from.

 

The only organisation I know of is that run by Brigitte Bardot at www.lafondationbrigittebardot.fr which tries to inform and influence but which is nothing at all like www.huntsabs.org.uk.

 

I was thinking about getting one of those high-pitched whistles used for dog training and then when I heard the familiar rattling of the bells around dogs’ necks, the shouts of the hunters or gun shots, I would blow the whistle to distract the hunting hounds whilst providing endless recall training for my own hound.  I wonder if you can still buy aniseed ball sweets?

 

 

 

 

 lenetwork  

 

 

 

 61specto

 

French Tax Changes 2015

 

As always, the French parliament was very busy during December with its annual round of tax changes, although compared to previous years, there are only a small number of personal tax changes.

 

The income tax bands have been revised, including the elimination of the 5.5% tax band, which in theory should result in more people becoming non-taxpayers. However, due to the strength of Sterling against the Euro during 2014 (i.e. a gain of around 6% over the year), the reality is that many people reading this may actually end up paying more income tax in 2015. This makes it even more important to shelter investment capital and income to avoid paying unnecessary taxes.

 

There are no changes to wealth tax rates or to the capital gains tax rules for financial assets. Social contributions also remain at 15.5% for investment income and capital gains.

 

The rules relating to the taxation of capital gains from the sale of building land have been harmonised with those that apply to second properties. In addition, to further encourage the sale of building land, an exceptional reduction of 30% of the gain has been introduced, as well as some temporary exemptions from gift tax, in certain situations.

 

A more detailed summary of the tax changes can be found on our website at

http://www.spectrum-ifa.com/french-tax-changes-2015/.

 

In addition to the French tax changes, there are many other things that are happening this year. This includes the UK Pension Reform and the introduction of the EU Succession Rules, which are both major issues.

 

There are also the general economic prospects for the year ahead to consider. For example, what will happen with interest rates? Will the central banks be able to implement adequate policies to counteract the continuing possibility of deflation? How will investment markets react to these issues, as well as to elections in Greece and the UK?

 

Clearly, we have an ‘interesting’ year ahead and so now is a good time for people to seek advice, by having a review of their financial situation.

 

So as we go forward into 2015 and face the challenges that it presents, I would like to wish everyone a Happy New Year.

 

If you would like to discuss how the French tax changes may affect you, or you would like to have a confidential review of your financial situation, please contact me by e-mail at daphne.foulkes@spectrum-ifa.com or by telephone on 04 68 20 30 17.

 

The Spectrum IFA Group advisers do not charge any fees directly to clients for their time or for advice given, as can be seen from our Client Charter at

http://www.spectrum-ifa.com/spectrum-ifa-client-charter/.

 

 

Daphne Foulkes

SIRET 522 658 194 00017

Numéro d’immatriculation ORIAS 10 056 800

 

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 for web ariege artis

 

 

Local press ad

 dawnoldhamvovl

 

 

 

 

 

 

 

 

 

 

 

 

 

58network

russelcoope14

 

 

 Carcassonneposter

 
panto15

 Tech Talk

 

 

Internet security 

 

There is an ever growing threat to the security of your computer and protecting your computer is very important.

Its a good idea to use good and reliable virus scanner like AVG, the New 2015 version available to download for FREE.  www.free.avg.com

 

However a little extra help is always a good idea and especially at the moment, as Malicious software seams to be on the rise again.

 

You need something that can detect and remove Spy or Malware and as a backup/safeguard or as a secondary check to your virus scanner. I recommend - Malwarebytes, this amazing program can find and remove things that virus scanners and other security software misses. It come is two forms the basic version is FREE and can detect and remove threats from your computer, But you have to run scans yourself.

 

 

The Pro Version costing 23 euros for a year has the same scanning and removal capabilities but also has a protection module to constantly monitor the computer and automatic scanning on a schedule you set. Very good value for money, you can get both the free and Pro here www.malwarebytes.org

 

I suggest every reader downloads and runs Malwarebytes, many computers are infected or have malicious software on them that is a serious risk and many do not show any signs of problems. If you can find and remove the threat before it takes hold and does any damage then you are less likely to have problems in the future.

 

Run a Malware scan once a week – Every week to stay safe online.

 

If you need help or have any questions about your computer please give me a call or send me an email for advice. Bruce@mirax.org or Telephone 05 61 60 84 23.

Bruce Taylor.

 

bruce11614

 

 

 

 

 

 

 bridge

 

 

 

Bridge Problem.

 

 

 

You have bid well to get to six hearts. The defence lead the Ace and King of clubs and you ruff with the Queen of trumps. You cash the Ace of trumps and your left-hand opponent shows out. Can you play the hand as well as you bid it ?

Dummy

A K Q 8 5 4
J 10 9 8
2
7 4

Your hand

7 6
A K Q 5
A K Q J 5 4
3

Solution.

This is the magic disappearing trump trick....watch carefully. It looks like you might have to lose a trump trick as well as the club that has already been won but there is an answer if spades break 3/2. Cash the Ace of diamonds and cross to Dummy's spade suit. Now you must continue to run the suit until your right-hand-opponent is forced to ruff (he has only trumps left). You can now over-ruff with the King of trumps and lead a small trump to Dummy, claiming twelve tricks and slam made.

 

Lizzie Godfrey

meteo ciel3

 Le Flyer est disponible dans d'autres langues via le site web, audeflyer.com

 

jardin

In the garden now is a good time to take advantage of the relatively mild weather and make a head start on clearing borders before spring bulbs start poking through; clear away dead leaves, get the weeds out (especially perennial weeds before they have a chance to get established) and add some compost.  Prune off unwanted suckers from around trees.  And, January is a good time to get garden machinery serviced ready for the spring.

There are perennials and shrubs which flower in the winter but interest in the garden at the moment is often from the structure provided by different plants.  One photograph shows a planting of ornamental grasses which have browned off but are still looking good, these will be cut back to the base at the end of February.  The second photograph shows a planting of Mediterranean native shrubs (Cistus, Dorycnium, Phlomis etc) which offers contrasts of grey and green foliage.


For any garden queries do get in touch with Gill Pound ( 04 68 78 43 81 or Gill@lapetitepepiniere.com ). La Petite Pépinière de Caunes 21, av de la Montagne Noire (route de Citou) 11160 Caunes-Minervois. The nursery and garden don't have regular opening hours during the winter months but we are always open by appointment, just phone or email to arrange a time if you would like to visit.  We are currently in the process of up-dating our website (thanks to Bruce Taylor) so please have a look at www.lapetitepepiniere.com for an up to date list of plants we  propose this year and lots of new photos.



La Petite Pépinière de Caunes
21, av de la Montagne Noire,
11160 Caunes-Minervois
04 68 78 43 81 

 

 

 

 truffles

 

 

 

 

 

 

 

 

 

 

 

 

The Property Page

 

 

 

 

 front door 011smallarcher

 Razes circulade village

Period house in a beautiful Razes circulade village.  This renovated but unspoilt house is over 200 years old and has far reaching views of countryside, hills and mountains from almost every room, and a stunning roof terrace.  There are 3 double bedrooms, large lounge, separate dining room and kitchen.  There is also a very large walk-thru cellar.  The house retains many period features including a beautiful oak staircase.  

Price 99,000 euros. .

 

 

esp107

ESPERAZA
Former Presbetary with courtyard near town centre
107,000€

currencysqbann

40bargain

 Village house to renovate with a courtyard of 80m²

40,000€

 

 

Bordebasse du Lac - Cottage available for long term rental

 Detached modern house

for sale in Montréal

bennettsplead

Holiday Apartment AiguaBlava,

Costa Brava

www.aiguablava.co.uk

002

Naturist Property 97,500 euro

YOUR PROPERTY ADVERT HERE

50€
for 13 editions (6months)
plus
link to your own web page

 readers write

 

 

Hi Steve

Can you include the following in the next Flyer please?

Does anyone know of a local quiz group in the Limoux/Mirepoix areas?

If not, would you be interested in a local monthly fun quiz night? - nothing too serious!

Venue and location to be confirmed depending on response.

If you are interested, please email me with your name and location, and we'll get it moving.

David Parker

email to mail@audeflyer.com

 

 

 

Some vide greniers and foires!
Please check before setting off http://vide-greniers.org
They also have a sister site where you can giveaway stuff or find stuff others are giving http://donnons.org
Its all recycling - you know it makes sense!
If there are two in the same town on the same day, it could be a duplicate on the site or a second event
Black = Aude - Brown = Ariege
vide

Samedi 10 Janvier

SaverdunVidegreniers +brocante

Dimanche 11 Janvier

CarcassonneVide grenier brocante

Saint-Marcel sur AudeVide grenier produitsterroir et foire aux vetements

PamiersMarché etpuces et à la brocantes

 

Samedi 17 Janvier

SaverdunVide greniers +brocante

Dimanche 18 Janvier

CarcassonneVide grenier brocante

CoursanVide grenier des cowboys de coursan

PamiersMarché etpuces et à la brocantes

Saint-GironsLes puces du champ de mars

Saint-Ybars Vide grenier et brocante 

 

 What's On

 

 trickytoulouse

 

TRIAL INDOOR DE TOULOUSE 23 Jan Zenith Toulouse

DISNEY ON ICE 30 Jan 1 Feb Zenith Toulouse

TRICKY 11 Feb Bikini Toulouse

NINA HAGEN 24 March Bikini Toulouse

WOODSTOCK GENERATION 27 March Bikini Toulouse

WWE LIVE 16 April Zenith Toulouse

RIVAL SONS 22 April Bikini Toulouse

DIRTY DANCING 1/3 May Zenith Toulouse

THE RED ARMY CHOIR 3 Nov Zenith Toulouse

LA TRAVIATA 28 Nov Zenith Toulouse

SCORPIONS 4 Dec Zenith Toulouse

   
 


 

 

 

lookedatclouds 

 

 

 

 

 

 

leshoriaire

 

   
 
 
  
 
 

 

 

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Give away items

FREE

1 image and 25 words, plus contact details

All items for sale inc Motor vehicles, boats, caravans & trailers

25 €

1 image and 25 words, plus contact details in 3 editions

 

 

 

Property for sale - land, houses, businesses

50 €

up to 8 images and 500 words, plus contact details - your own property web page linked to the "Property Page" section of the Flyer for 13 editions

Large Display Advert - Corporate

100€

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Standard Display Advert - Corporate

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Large Display Advert - Small Companies and Sole Traders (at my discretion)

50€

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Standard Display Advert - Small Companies and Sole Traders (at my discretion)

25 €

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What's on feature advert

35 €

Finished artwork to be 378 pixels by 515 pixels portrait

Advertising
information about advertising rates and specifications.
informations sur les tarifs publicitaires et specifications.
Send details to of your advert to Steve Hedges.
Please note all text (unless in a finished advert) should be Plain Text,

Finished adverts should be submitted in jpeg format 378 pixels wide

Email your text, pictures and contact information to mail@audeflyer.com

 

 

http://www.ebay.co.uk/itm/141303496267?_trksid=p2055119.m1438.l2649&ssPageName=STRK%3AMEBIDX%3AIT