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Aude & Ariege Flyer Archive

 

Pleae click on the Title of the Archive Flyer you wish to read.

Archived Flyers

 

 

 head121114
Bonjour
 

So all was good re the Qatari world cup bid and it was Britain who had been doing dodgy things.  Well anything is possible.   Flying pigs are often seen when there is a new Pink Floyd album out.

Even with the new transparency that President Blatter was introducing, there still appears to be no clarification of what he’s paid.  With some research into their accounts, it would appear $102m was the wage bill for 350 employees.  If they were all paid equally that would put each person on $290,000 + p.a. Which is quite a large amount really, perhaps someone got a lot of it which would bring the average down.

 

So the Catalans had a practice referendum and whilst the majority voted for the creation of Catalonia as an independent state not a high percentage of eligible voters could be bothered to turn out.  Maybe they would be better out there on their own as they are pretty out there.   Below are a few of the current Caganer available to complete your nativity scene and bizarrely what appears to be the main producer/vendor has Gordon Brown but not Clegg or Cameron.

 

 

Donc, Mr President Hollande has not managed to convince his public that he is anything other than boring.   And now he has to decide if he is going to break the NATO embargo and deliver the first of the Mistral class assault ships, clearly it would make his accounts look better.  Perhaps he is planning to sneak them out to the Russians?

 

The Ukraine situation is only going to end with the “Russian” troops creating a barrier around the eastern area that unofficially voted to become Russian and then Vlad will put his hands up saying that it’s the democratic will of the people.  And of course no one will be able to do anything about it.

 

It’s hard to get used to the concept of ‘ I won’t fill the cars fuel tank up, it may be cheaper next time’, we have lived so long with ‘Fill it up, its bound to be dearer next time’.

 

I wonder how many thousands of extra staff had to be taken on to work on the "choc de simplification" which will allow, amongst 40 things, to apply for a driving licence online.

 

Apologies for the delay in receiving this Flyer, the whole team here have an ear infection, that’s me. It’s not something I can recall having before but it’s not nice as a lot of the time I feel about as wobbly as a probe on a comet, and that’s without being on a thing spinning and travelling at however many thousands of miles per hour.  Oh, wait a minute, hold on, earth, yes I am, that explains it all.

 
 

 

Steve

 

 

 

 

Thousands of regular readers make the Flyer the place to be seen

 

 

Lost in France

 

It’s one of those autumn mornings where I feel far from lost in France.  The sky is a piercing blue, the mountains are visible over the hills. Even the town down the valley is sharp and clear and free from the haze of wood smoke or mist.  Out of view, hidden by the side of a hill is a castle, the Gestapo headquarters for the region during WW2.

 

I visited Villebazy where I had been told there was an interestingly engraved war memorial.  On the prominent monument at the entrance to this tiny village beneath the familiar inscription to the children of the village killed in WW1 were the words ‘Assassinated by the Germans’ and just one name - Edouard Fabre born 1899 who was killed on 14th August 1944. This was Jean Louis Edouard Fabre who was mostly likely a member of the local maquis (Le Maquis AS de Villebazy).

 

At the end of July the head of the Aude resistance, Jean Bringer, was trying to find money that had been dropped by parachute and which had gone missing.  He was tricked by a double agent working for the Gestapo, captured and executed.  Edouard Fabre aged 45, was also captured and ‘died of his injuries caused by ill treatment from the Germans’ which I imagine means he was tortured.

 

Already in August 1944, the Allies were forcing their way down from northern France, landing forces were also arriving on the south coast and the resistance was gaining confidence and strength.   The writing was on the wall.  Five days later after the murder of Edouard Fabre on 19th August 1944 the Germans left Villebazy, heading east.

 

 

 

 JAZZ KID DUTCH 16.11.aude

 sheeppalaj

 lenetwork  

 

 

 

 

 61specto

 

 

 

EU SUCCESSION REGULATIONS – the perfect solution?

 

The EU Succession Regulations (also known as Brussels IV) were adopted on 4th July 2012. The UK, Ireland and Denmark opted out of the Brussels IV, but residents of these countries are still affected, particularly if they have cross-border succession interests.

 

The default position is that the law of “habitual residence at the time of death” will apply to the succession of the entire estate of persons who die on or after 17th August 2015. However, a person may choose the law of the country of his “nationality” to apply by specifying this in a will. If the person has more than one nationality, he can choose whichever he wishes.

 

Therefore, except for residents of the UK, Ireland and Denmark, a foreigner (not necessarily an EU national) living in any of the other 25 EU States can elect the country of his nationality to apply to the succession of his estate. Interim measures are already in place to make such a ‘nationality election’ now in a will, but it will not be effective until 17th August 2015.

 

There is considerable misunderstanding about the Regulations and whilst it is true that people will be able to choose the succession rules of their country of nationality this will not change the inheritance tax rules that apply. Therefore, if at the time of your death you are French resident or you own property in France, even if you have chosen the succession rules of another country, it is still the French inheritance tax rates that will apply. This means that the amount of French inheritance tax that your beneficiaries will have to pay will depend upon their relationship to you.

 

Unfortunately, I am finding that people who are purchasing property now and are planning to live in France may not be seeking adequate inheritance planning solutions. They believe that they can rely on the EU Succession Regulations to protect the survivor, but sadly they are not aware of the potential inheritance tax issues that can exist.

 

For example, the most common scenario that we come across is one that involves there being children from a previous marriage. Currently, unless the couple buy the property ‘en tontine’ or the children enter into a family pact with their natural parent, the surviving step-parent will not have full control over the property. The EU Succession Rules achieve the same effect as these techniques, if the couple elect for the succession rules of their country of nationality to apply and that country does not have any concept of children being ‘protected heirs’.

 

A perfect solution? Maybe, if the only objective is to protect the surviving step-parent, but if the step-parent wishes to leave the property to the step-children, then there will still be a 60% inheritance tax bill, so perhaps not quite the perfect solution!

 

Actually, I have greater concern about some expatriates who are resident in France now, who are already making new French wills, choosing the law of nationality to apply to their succession. This may be fine if there is a ‘stable family relationship’ and the couple only have children of their marriage, particularly as it is likely to cost less in legal fees than the alternative of changing their marriage regime to one of “Communauté Universelle avec une clause d’attribution intégrale de la communauté au conjoint survivant”, which would achieve the same effect.

 

However, many people have already undertaken inheritance planning (and paid for this), which has achieved the objective of protecting the survivor and mitigating the potential inheritance tax bills of their heirs, as far as possible. Depending on the situation (value of estates, stable family relationship or not), it is highly likely that the planning already undertaken will be better for the majority of cases and making a new will now might turn out to be a costly mistake for the potential beneficiaries.

 

Like all aspects of financial planning, every case should be looked at on its own merits and what seems clear is that there will be some cases where the ‘French way’ may still be best. For example, take my own situation where as a British citizen who is in a French civil partnership (PACS) with someone who has dual US and British citizenship, as well as him having two daughters and two grandchildren living outside of the EU, we will not be rushing ahead to request that English succession rules apply to our estates. Instead, we will definitely continue to depend upon our French family pact and assurance vie because in that way, we know that when the time comes, the survivor will be fully protected and the potential inheritance tax bills of our heirs have been mitigated.

 

Hence, as can be seen, tried and tested solutions already exist for dealing with property, plus assurance vie will continue to be an effective succession planning tool for financial assets. You can find out more about the ‘French way’ by reading my article on ‘Inheritance Planning in France’ on our website at http://www.spectrum-ifa.com/inheritance-planning-in-france/ or by contacting me directly for a copy.

 

Brussels IV aims to harmonise the approach to succession across the EU with the intention that the civil rules of only one jurisdiction apply to the succession of a person’s estate, i.e. habitual residence or nationality. However, due to the opt-out of the three Member States, this has already created uncertainty. In addition, it is not clear how the Regulations will work at a practical level, in particular, how the courts in one country will administer the succession of both moveable and immoveable assets in another country. Hence, even some international legal experts are not yet drafting transitional provisions into wills that involved a cross-border succession, as there is still too much uncertainty. We can only hope that there is further clarification before August 2015.

 

If you would like to have a confidential discussion about this or any other aspect of financial planning, please contact me, either by  e-mail at daphne.foulkes@spectrum-ifa.com or by telephone on 04 68 20 30 17.

 

The above outline is provided for information purposes only and does not constitute advice or a recommendation from The Spectrum IFA Group to take any particular action on the subject of investment of financial assets or on the mitigation of taxes.

 

The Spectrum IFA Group advisers do not charge any fees directly to clients for their time or for advice given, as can be seen from our Client Charter at

http://www.spectrum-ifa.com/spectrum-ifa-client-charter/.

 

Daphne Foulkes

SIRET 522 658 194 00017

Numéro d’immatriculation ORIAS 10 056 800

 

 

 

 

Forward this Flyer to friends and anyone else you know who may find it useful

 

 

 

 

 

 UK ad 1

 

 

 

 

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 for web ariege artis

 

 

Local press ad

 

 

 

 

 

 

 

 

 

 

 

 

 

 

58network

russelcoope14

 

 

 

 

 

 

 

 

 

 

 

bruce11614

 

 

 

 bridge

 

 

You are in four spades and they lead the Jack of hearts. What could go wrong you ask? Think about it.

 

Dummy

J 6 5 4

A K 2

Q 6 5

A 10 4

 

Your hand

A K 9 8 7 2

7 6

A 4 3

J 3

 

Solution.

If trumps break 3/0 you may have four losers: a trump, a club and two diamonds. To avoid this, play one top trump. If the three trumps are on your right, play another top heart and ruff a heart and play another top trump and exit a trump. Whatever your right-hand-opponent plays now will give you an extra trick (try it). If your left-hand-opponent has three trumps, you will have to hope that the diamond King is onside.

 

 

 

 

Lizzie Godfrey

meteo ciel3

 Le Flyer est disponible dans d'autres langues via le site web, audeflyer.com

 

 

 

jardin

It is still a good time to be planting trees, shrubs and hardy perennials while there is still warmth and moisture  in the soil. Carry on raking up fallen leaves and adding them to compost heaps or using them for mulch.  Start to think about preparing for the cold weather which will arrive at some point; mulch the base of slightly tender plants such as plumbago and evergreen agapanthus, take cuttings of tender plants and overwinter them in a frost free area and think about containers and protecting them overwinter.  Leave flowerheads on perennials and grasses (they can be cut back in the spring) to provide winter structure in the garden and as forage and shelter for wildlife.

Zanthoxylum simulans is a lovely shrub that deserves to be better known.  It has a spreading growth habit, eventually reaching three or four metres.  It is deciduous with glossy green, aromatic leaves that will turn a lovely yellow before leaf fall.  The small flowers are produced in June and the seeds ripen in October and November, the seed casing is dried for the culinary spice Szechuan pepper.


 

 

 

On Saturday 15th November we shall hold our autumn sale.  As usual there will be a tour of the garden at 11am, there will be many plants at sale prices (because it is much better for plants to spend the winter in the ground rather than in pots!) and La Table d'Emilie will again be providing a meal at 15€ per head- the menu is

 

Spiced Butternut squash soup with a lemon creme fraiche and harrisa 

 

Coq au vin with seasonal vegetables

 

Chocolate marquise toasted hazelnut cream

 

(Wine will be available)

  Meal by reservation only (phone 04 68 78 70 10 or email  latabledemiliecaunes@gmail.com).  

 

For any garden queries do get in touch with Gill Pound ( 04 68 78 43 81 or Gill@lapetitepepiniere.com ). La Petite Pépinière de Caunes 21, av de la Montagne Noire (route de Citou) 11160 Caunes-Minervois.

 

--

 

La Petite Pépinière de Caunes

 

21, av de la Montagne Noire,

 

11160 Caunes-Minervois

 

04 68 78 43 81

 

www.lapetitepepiniere.com 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The Property Page

 

 

 

 

 front door 011smallarcher

 Razes circulade village

Period house in a beautiful Razes circulade village.  This renovated but unspoilt house is over 200 years old and has far reaching views of countryside, hills and mountains from almost every room, and a stunning roof terrace.  There are 3 double bedrooms, large lounge, separate dining room and kitchen.  There is also a very large walk-thru cellar.  The house retains many period features including a beautiful oak staircase.  

Price 99,000 euros. .

 

 

 

esp107

ESPERAZA
Former Presbetary with courtyard near town centre
107,000€

currencysqbann

40bargain

 Village house to renovate with a courtyard of 80m²

40,000€

 

 

 

Bordebasse du Lac - Cottage available for long term rental

 Detached modern house

for sale in Montréal

bennettsplead

Holiday Apartment AiguaBlava,

Costa Brava

www.aiguablava.co.uk

002

Naturist Property 97,500 euro

YOUR PROPERTY ADVERT HERE

50€
for 13 editions (6months)
plus
link to your own web page

 readers write

 

Hello Steve,
French Rock may well be indifferent, but English wine certainly is not. Although subject to taste I know which one I prefer. I have a house in the village of Biddenden in Kent, where the first English vineyard of recent times was established in 1969. Since then they have produced some excellent vintages and their white Ortega and sparkling wines win awards nearly every year. In exceptional summers, as this year, they also produce a very good red wine from Pinot Noir grapes. The vineyard also has a large cider producing operation, with local apples being turned into the famous Biddenden cider.
We drink these products and also take them to France where they are well received, always with complete surprise and disbelief that the wine they are enjoying is English. That along with some mature cheddar and stilton cheese always wins the day.
So if international awards are any measure of success then English wine is successful and obviously French Rock music is not. However I fear the reality of the situation could well be lost on the French in general and the poster producer in particular!!
Keep up the good work, we greatly enjoy the flyer.
Regards
Stuart

 

 

Some vide greniers and foires!
Please check before setting off http://vide-greniers.org
They also have a sister site where you can giveaway stuff or find stuff others are giving http://donnons.org
Its all recycling - you know it makes sense!
If there are two in the same town on the same day, it could be a duplicate on the site or a second event
Black = Aude - Brown = Ariege
vide

Vendredi 14 Novembre 2014

Tourtrol Bourse aux jouets et materiels de puericulture

Samedi 15 Novembre 2014

Coursan  Vide grenier

Limoux Vide grenier pour enfants hospitalisés

Saverdun Vide greniers +brocante

Tourtrol Bourse aux jouets et materiels de puericulture

Dimanche 16 Novembre 2014

Badens Bourse aux jouets et puericulture

Carcassonne  Vide grenier brocante

Couiza Bourse aux jouets organisé par les pitchouns de la Salz

Coursan Vide grenier

Cruscades Bourse aux jouets

Cuxac-Cabardès Vide grenier du f.s.e. du college antoine courriere

La Palme Foire CD DVD vinyl cassette, lecteurs instruments

Laurac Vide dressing et Bourse aux jouets

Luc-sur-Orbieu Bourse aux Jouetset de puériculture

Montredon-des-Corbieres Bourse de Noel

Moussoulens Vide grenier

Pomas Bourse aux jouets, vêtements enfant et puériculture

Routier Vide- greniers du telethon

Thézan-des-Corbières Bourse aux jouets de la MJC

Villegailhenc  Bourse aux jouets et vêtements enfant

Villemoustaussou Bourse aux jouets, vêtements enfant et puériculture

Bélesta Bourse aux jouets, puériculture

Le Mas-d'Azil Vide tout dans le cadre du telethon

Lissac Bourse aux jouets

Pamiers Marché et puces et à la brocantes

Saint-Girons Les puces du champ de mars

Saurat Bourse aux livres

Tourtrol Bourse aux jouets et materiels de puericulture

 

Samedi 22 Novembre

Coursan Vide grenier

Narbonne-Plage Caverne des enfants (troc et brocaante)

Villeneuve-lès-Montréal Vide dressing / puériculture, Bourse aux jouets / aux livres

Saverdun Vide greniers +brocante

Varilhes FESTI'SCRIB Jeunesse

Dimanche 23 Novembre

Carcassonne Spécial KIDS and BABY foire

Carcassonne Vide grenier brocante

Caunes-Minervois 1ere bourse aux vetements et aux jouets du haut minervois

Cavanac Bourse aux jouets et livres

Cépie Bourse aux jouets

Coursan Vide grenier

Le Somail Bourse aux jouets, puericulture, vetements d’ enfants

Montolieu Bourse aux jouets et matériel de puériculture

Moussoulens Vide grenier

Narbonne Bourse aux jouets et a la puericulture de l’école maternelle

Névian Bourse aux jouets & puériculture

Palaja Marché aux jouets et bourse aux vetements d'enfants

Portel-des-Corbières Bourse aux jouets de l'ASP GYM

Rieux-Minervois VIDE-GRENIER de Quartiers en Fête

Saint-Paulet  Bourse aux jouets, vetements enfants

Villalbe  Bourse aux jouets et materiel puericulture

Villeneuve-lès-Montréal Vide dressing / puériculture, Bourse aux jouets / aux livres

Engomer Marché et foire aux jouets

Pamiers Marché et puces et à la brocantes

 

 

 What's On

 

 

 pg121114 

GONG 14 Nov Metronum Toulouse

PETER GABRIEL 16 Nov Zenith Toulouse

SAXON +SKID ROW 26 Nov Bikini Toulouse

ANGUS & JULIA STONE 7 Dec Bikini Toulouse

TRIAL INDOOR DE TOULOUSE 23 Jan Zenith Toulouse

DISNEY ON ICE 30 Jan 1 Feb Zenith Toulouse

NINA HAGEN 24 March Bikini Toulouse

DIRTY DANCING 1/3 May Zenith Toulouse

THE RED ARMY CHOIR 3 Nov Zenith Toulouse

LA TRAVIATA 28 Nov Zenith Toulouse

   
   

 

 

 

willielance 

 

 

 

 

 

 

 

 

leshoriaire

 
   
   
   
  
 
 

 

 

ADVERTISING RATES 
The following prices are for one insertion in the Flyer email news letter unless otherwise stated

 

 

 

Give away items

FREE

1 image and 25 words, plus contact details

All items for sale inc Motor vehicles, boats, caravans & trailers

25 €

1 image and 25 words, plus contact details in 3 editions

 

 

 

Property for sale - land, houses, businesses

50 €

up to 8 images and 500 words, plus contact details - your own property web page linked to the "Property Page" section of the Flyer for 13 editions

Large Display Advert - Corporate

100€

Finished artwork to be 756 pixels by 200 pixels landscape or 378 pixels by 400 pixels portrait

Standard Display Advert - Corporate

50€

Finished artwork to be 378 pixels by 200 pixels landscape

Large Display Advert - Small Companies and Sole Traders (at my discretion)

50€

Finished artwork to be 756 pixels by 200 pixels landscape or 378 pixels by 400 pixels portrait

Standard Display Advert - Small Companies and Sole Traders (at my discretion)

25 €

Finished artwork to be 378 pixels by 200 pixels landscape

What's on feature advert

35 €

Finished artwork to be 378 pixels by 515 pixels portrait

Advertising
information about advertising rates and specifications.
informations sur les tarifs publicitaires et specifications.
Send details to of your advert to Steve Hedges.
Please note all text (unless in a finished advert) should be Plain Text,

Finished adverts should be submitted in jpeg format 378 pixels wide

Email your text, pictures and contact information to mail@audeflyer.com

 

 

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