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So England has qualified for the World Cup next year in Brazil and France hasn’t. That's a shame really because until one of them was knocked out then convivial soirées could have been put together around a match.


Surely the solution for 2022 competition which is being held in Qatar isn’t to move it to the winter, that isn’t going to work with all the leagues around the world so heavily reliant on monies from TV and attendances that they can't change everything around, even with a hundred years notice. Some would say that the nice brown envelopes should be given back to those who donated and they should put the competition up on eBay and only those countries with a score of more than 500 and were further north than the Tropic of Cancer or further south than the Tropic of Capricorn should bid.  Well, you get the idea, none of those aggressively hot places.


It's rather comforting to have seen Angela Merkel keeping her position of Chancellor of Germany.  It would be hard to imagine how things would be going in Europe if there was a complete reversal of all the policies. I wonder if Mr Sarkozy will throw his hat back in the ring for when Mr Hollande is ousted?


There must be a change of Milibands about 6 months out from the next UK General Election? Ed stepping down for his brother to take over?  I am not sure where that will leave Ed Balls, deputy I suppose. David Miliband went off to work for the IRC, it's actually the International Rescue Committee, so maybe he will turn up with new strings in Thunderbird one, just in the nick of time.


Keep passing the Flyer on to others and you should get yourself off to Espezel the weekend after next for a jolly good show, if you don’t mind precipitous drops on your drive there.  That is the weekend where the clocks change. Now what is it? Spring Forward and Fall Backward, that means this one is the good one where we get an extra hours sleep?


And this weekend why not pop off to the Mirepoix Fete de la pomme and do 1001 things with an apple?







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When I wrote my article last month, there was a general ‘feel good’ factor around. Not so much because we were about to hold our client seminars, even though these are pretty good, but more about the clear signs of recovery in the global economy.


But what a difference a month can make ……


We have been living through the Eurozone debt crisis, but now we seem to be on the verge of the US debt crisis!


Will the politicians never learn from experience, or will they continue to play this game of ping pong or basketball – or whatever analogy seems appropriate? Maybe Russian roulette is a better description. If they were in Hollywood, I could picture a scene of Obama and Boehner on a dusty road outside a western saloon ready to draw their guns.


17th October is the deadline to end this current impasse between President Obama and Congress. That is the date when the US government will run out of cash to pay its bills, unless it raises its debt ceiling. However, the Republicans will not agree to this unless spending is cut. Will this lead to a reduction in ‘Obamacare’? Tax increases are less likely, since this could stall the US economic recovery. Perhaps they will take a cue from the French government, which in its current budget proposals, plans to make savings by reducing inefficiencies, whether this be relating its operations or certain tax niches.


Who knows what the answer will be, but the eyes of the world are watching. Even China and the IMF are warning the US to basically ‘get its act together’. At all costs, everyone would wish to avoid a US default on its debt, which would have catastrophic effects on the global economy.


With the short time left until the deadline, it would seem that the only option might be to raise the debt ceiling, at least for now. Perhaps by the time this article is read, we will know the outcome or perhaps not, as the politicians appear to be keen to keep their game in play until the final hour.


Naturally, this uncertainty in the US has made the stock markets a little nervous. But we have to look through this short-term ‘disruption’ and keep an eye on our long-term goals and objectives. Interest rates are still not going to rise in the near future and so the alternative of investing in assets, other than cash, remains viable for income seekers and for those who wish to protect the real value of their capital over the long-term.


Closer to home, the French budget – Projet de Loi de Finances 2014 – was presented to parliament on 25th September 2013. Compared to previous budgets, this one is not too bad and certainly less austere. Noticeably, people with wealth do not appear to have been targeted this time. Maybe we have Gérard Depardieu to thank for this.


A summary of the French tax proposals can be found on our website at:


If you would like to have a confidential discussion about how the proposed French tax changes may affect you or on any other aspect of financial planning, please contact me, either by e-mail at or by telephone on  04 68 20 30 17.


The Spectrum IFA Group advisers do not charge any fees for their time or for advice given, as can be seen from our Client Charter at






   Want to advertise but cant do the artwork?

Just email and i will try to sort it out, at no extra cost.




le 17 octobre 2013

PEYRIAC-MINERVOIS - Cave coopérative

À partir de 19:00

Les vignerons de "LA TOUR SAINT MARTIN"à PEYRIAC MINERVOIS vous invitent à la dégustation de la cuvée "PRIMEUR TOUR SAINT MARTIN ROUGE 2013" dans une ambiance musicale "BAR A VIN & TAPAS" à partir de 19H.

8euros par personne. Réservations nécessaires avant le Mardi 15 Octobre au soir. Pour les enfants des jus de fruit sont prévus.




Fête de la Citrouille

De 08h00 à 18h00, l'association des jardiniers Mérinvillois vous propose un programme riche et varié aux couleurs d'un automne estival.

Sur la place de la fête locale: Marché des produits du terroir.

Sur le stade du collège: Vide grenier.

Lieu : Rieux-minervois Le 20 octobre 2013             RIEUX-MINERVOIS

tél. : 33 (0)4 68 78 24 63






Unwanted software

Watch out for strange software on your computer, if you see icons appear on the desktop for a program you did not install such as reg-cleaner or speed-up–your-PC then you might have something on the computer which could cause it problems.

Its best to remove this extra unwanted software as soon as possible, go to the control panel, click on uninstall a program (or Programs and Features) and look down the list for the program you want to remove, click on it and then click remove or uninstall at the top.

Most of these unwanted software installs leads to big problems, many are infected with virus’s and many break windows by removing things that windows needs, it’s the easiest way to crash your computer. Never under any circumstances run or use any software you do not install yourself (or by a trained person or system manufacturer).

Search engine

If your search engines changes or your start page for the internet changes then you might have a virus or Malware (malicious software) on your computer.

The most notorious of these is Delta or Delta Chrome, you might also see extra toolbars at the top of your internet browser. These changes should not be ignored as they are a sign of an infected computer.

Delta is especially nasty and you may need help removing it, if it’s not removed ASAP, it will slowly download many other pieces of infected software until eventually one of them takes over the computer and locks you out.

All you need to do to check and clean-up your computer is run a scan with Malwarebytes.

If you don’t have Malwarebytes then you can download it from

I am seeing many of these types of infection each week, the internet has a big problem at the moment and it’s getting worse.

Run regular checks ideally once a week with Malwarebytes.

If you need help or have any questions about your computer please give me a call or send me an email for FREE advice. or Telephone 05 61 60 84 23.








Aude Flyer sept 2013















NEW JAZZ 07 audecopie











Should it really be this hard?



After my little rant in the last Flyer about the inability to buy DIY parts, I asked my French neighbour why this was the situation.  They rolled their eyes and agreed with me, which makes it even more frustrating that it appears to be the accepted way of doing business.

Their reasons for this lack of supply were basically this:

The stores never buy enough stock, because they can’t afford to buy and hold stock they are not sure they are going to move. 

So you can go into a store and want to buy, for example, high grade sanding paper in a roll of 120 grain.  You go to the shelf and there is every other grade available but the 120 because that section is empty.  Why buy stuff that doesn’t sell? It’s as if someone has decided that rather than supply the paper that everyone wants, keep the rest of the lower grade unpopular items on the shelf and that you can only re-order once everything is gone.  I’ve been into the same store week after week to find the situation unchanged – no 120 grain sandpaper.  Of course I eventually stopped going there and managed to find it somewhere else. 

They don’t buy stock that other stores supply so they don’t compete on a supply or a price basis.  This means they can put whatever price they want on an item, as per my rant about the price of a small piece of tube for a motorbike part in the last Flyer.

Although the stores are part of big national chains they are only covering a small area really, so when all is said and done, they don’t compete with each other.

And with regard to the Velux item I wanted to buy, in the end I called the number on the Velux France website and got a very helpful person who told me that yes it’s true - you can’t buy that product via their website.  She did however give me name of a couple of stores in the region which would stock them and you’ve guessed it - neither of them was the store from which I bought the original Velux window!












We are planning 2 fundraising events in Puivert in aid of the SPA and Twilights . The first is on Saturday 16th November from 10am until 1pm, there will be a lovely selection of stalls selling Cakes ,Art and Crafts, Christmas Cards, Books ,Nearly New Clothes and Christmas gifts. There will also be a raffle and a bottle stall.

On Friday 6th December we are having a musical evening - with the Puivert choir and the Old Spice Girls -who are not to be missed! Mince pies and mulled wine will be served to start off the Festivities. There will also be a raffle, bottle stall and a silent auction. Plus the chance to buy some unique Christmas gifts.
The proceeds from both events are going to be shared equally between the SPA and Twilight - (the Old Doggies Home. We hope to raise lots of money to help the doggies.
If you can donate any of the following items we would be very grateful:

New  or nearly new clothes, furnishings, appliances and unwanted gifts.

Bottles for the bottle stall

Raffle prizes


And items for the auction. This can be anything from a mornings cleaning, pedicure, Holiday accommodation, meal at a restaurant or anything people can secretly bid for!!

If you can help us by donating any of the above items please contact one of the volunteers below who will be happy to receive any donated items.

:English Library  Quillan-

Julie Christian – Quillan

Fred Alsop –     Quillan

Jan Fleming-  Lavelanet

Karen Pead-  Balestie

Debbie Jones – Puivert (after 18th October)

Belinda Carter-  Les Bordes-

Moira Doig - Fanjeaux

Jane Hartley- Villeneuve

 Di Eccles- Quillan

SPA – Carcassonne

At both fundraisers   we will also be acting as a drop off point for any of the following items, which both the dogs homes are always so grateful for:

 Dog or Cat Food, Collars, Dog treats, Bedding and Balls of Wool

(We have keen knitters amongst us who knits blankets and coats to keep the dogs warm in winter!)

Thank you so much for your support, we look forward to receiving your donations and seeing you at these events




meteo ciel3



 Le Flyer est disponible dans d'autres langues via le site web,







Cooler weather and there is plenty to do in the garden.  Now is a good time to start to prune climbing & rambling roses and it is still a good time to plant spring flowering bulbs to ensure some early season interest in the garden.  October & November are still good months in which to move existing plants and plant new ones while there is warmth in the soil but we have had some rain.  Even though we have cooler weather there is still much in flower in the garden.  Abutilon pictum is a shrub with lovely, nodding yellow flowers veined with orange throughout the autumn, it will die back to the rootstock in winter but re-shoots from the base to produce annual stems of about 1m to 1m20 which start to flower in September.  Cyclamen are tuberous perennials which cope with summer drought by being summer dormant but they leaf up in the autumn and flower in the autumn (eg Cyclamen hederifolium) or spring (eg Cyclamen coum), they like part shade.  The popular florist's cyclamens are normally forms of Cyclamen persicum and are not reliably winter hardy in the Languedoc but I know of a number of people who have planted out florist's cyclamens in sheltered spots with success.


For any garden queries do get in touch with Gill Pound ( 04 68 78 43 81 or ). La Petite Pépinière de Caunes 21, av de la Montagne Noire (route de Citou) 11160 Caunes-Minervois. Open on Fridays & Saturdays from 10 to 18h and Sunday mornings from 10 to 12h from the beginning of March until the end of November and at any time of the year by appointment.





hallo 2novbich161013  

The Property Page







Situated in the tranquil village of Castelreng, yet only 7 minutes from Limoux, this charming two story cottage makes you want to move right in. The house has been impeccably renovated but the charm of the original french home has not been compromised. As you go through the door you are welcomed by an old stone fireplace which creates the perfect environment for cozy dining. Delicious meals are prepared nearby in the beautiful 21st century kitchen which is equipped with modern appliances for your convenience


 Belveze Cottage


A bijou! Cozy stand-alone guard barrier house about 1km from Belveze-du-Razes, a full service town. Ready to move into and is sold with all furnishings included in the price. 20 minutes from Salvaza airport. Lovely mature garden plus patio, surrounded by a laurel hedge and cypress trees. Many varieties of fruit and nut trees. Ample parking. Interior is 2 up, 2 down. Living room with wood-burning fireplace insert. Ceiling height adds spaciousness to this small, affordable home. Enjoy a quick bike trip into town for croissants and pastries or an evening at the local café. Walking trails lead from the house into the vineyards and to neighboring towns.


PRICE: 79,000 euros

 front door 011smallarcher

 Razes circulade village



Period house in a beautiful Razes circulade village.  This renovated but unspoilt house is over 200 years old and has far reaching views of countryside, hills and mountains from almost every room, and a stunning roof terrace.  There are 3 double bedrooms, large lounge, separate dining room and kitchen.  There is also a very large walk-thru cellar.  The house retains many period features including a beautiful oak staircase.  Price 110,000 euros.  Please contact for further details and viewings.







 Detached modern house

for sale in Montréal


Villa for sale 11390 Brousses-et-Villaret Aude 295,000 €


Bordebasse du Lac - Cottage available for long term rental

20120902-IMG 1663

CARCASSONNE: villa for quick sale - €135,000-


Holiday Apartment AiguaBlava,

Costa Brava


Naturist Property 97,500 euro


for 13 editions (6months)
link to your own web page






Some vide greniers and foires!
Please check before setting off
They also have a sister site where you can giveaway stuff or find stuff others are giving
Its all recycling - you know it makes sense!
If there are two in the same town on the same day, it could be a duplicate on the site or a second event
Black = Aude - Brown = Ariege

Vendredi 18 Octobre 2013   

Les Pujols  (bourse aux jouets et materiel de puericulture

Samedi 19 Octobre 2013     

Coursan  (Coursan)

Fleury d'aude  (vide grenier et fête du vin primeur)

Narbonne  (vide grenier dimanches et jours feries)

Les Pujols  (bourse aux jouets et materiel de puericulture)

Saint-Lizier  (videz la chambre de votre enfant)

Saverdun  (vide-Greniers)

Dimanche 20 Octobre 2013 

Bram  (vide grenier des Familles Rurales)

Canet  (grand Loto du Cochonnet Canetois)

Carcassonne  (vide grenier brocante)

Coursan  (vide grenier)

Cuxac-d'Aude  (bourse aux vêtements et au matériel de puériculture)

Mirepeisset  (vide grenier)

Narbonne  (vide grenier)

Narbonne  (vide grenier dimanches et jours feries)

Pomas  (vide dressing club temps libre)

Rieux-Minervois  (VIDE-GRENIER 11ème Fête de la Citrouille)

Saint-André-de-Roquelongue  (vide grenier brocante)

Saint-Paulet  (16 eme Foire artisanale/ Vide grenier / Produit du terroir)

Salles-d'Aude  (le 20 octobre 2013 vide grenier Bonne Entente Salloise) 


Trausse-Minervois  (loto annuel organise par l'association la belluga)

Dreuilhe  (fete de la chataigne 11ème anniversaire)

Foix  (vide-grenier)

Les Pujols  (bourse aux jouets et materiel de puericulture)

Pamiers  (Marché et puces et à la brocantes)

Saint-Girons  (Salon d'automne toutes collections)

Saint-Girons  (Les puces du champ de mars)

Samedi 26 Octobre 2013     

Cailhau  (loto du Comité d'Animation de Cailhau)

Coursan  (Coursan)

Narbonne  (vide grenier dimanches et jours feries)

Saverdun  (vide-Greniers)

Dimanche 27 Octobre 2013 

Alairac  (bourse aux jouets et à la puériculture)

Carcassonne  (3 eme salon du collectioneur a carcassonne)

Carcassonne  (vide grenier brocante)

Coursan  (vide grenier)

Narbonne  (vide grenier dimanches et jours feries)

Saint-Laurent-de-la-Cabrerisse  (vide grenier des teenagers)

Laroque-d'Olmes  (vide grenier des majorettes laroquaises et leurs majors)

Lasserre  (vide grenier des parents d'élève de l'école de Lasserre)

Pamiers  (Marché et puces et à la brocantes)

Saint-Félix-de-Rieutort  (vide-Grenier)

Saurat  (PUCES des couturières et des loisirs créatifs)


 What's On



TEXAS 16 Oct Zenith Toulouse

JANE BIRKIN 19 Oct Zinga Zanga Beziers

SUICIDAL TENDENCIES 23 Oct Bikini Toulouse

FAT FREDDY'S DROP 26 Oct Bikini Toulouse

FOALS 3 Nov Bikini Toulouse

SUEDE 4 Nov Bikini Toulouse

PIXIES 5 Nov Le Phare Toulouse

MORCHEEBA 9 nov Bikini Toulouse

CAT EMPIRE 10 Nov Bikini Toulouse  


ROMEO ET JULIETTE 15 Nov Zenith Toulouse

PHOENIX 16 Nov Zenith Toulouse

MAMMA MIA! 22 and 23 Nov Zenith Toulouse




CARLA BRUNI 27 Nov Casino Theatre Barriere, Toulouse

JAKE BUGG 10 Dec Bikini Toulouse


CARLA BRUNI 17 Jan Zinga Zanga Beziers

WITHIN TEMPTATION 20 Jan Bikini Toulouse 



BABYSHAMBLES 13 Feb Bikini Toulouse

SEPULTURA 25 Feb Bikini Toulouse

CIRQUE DU SOLEIL, QUIDAM 5 TO 9 March Zenith Toulouse

JOHN MAYALL 8 March Bikini Toulouse

BETH HART 19 March Bikini Toulouse

HOLIDAY ON ICE 21 to 23 March Zenith Toulouse




readers write 



Are You missing something?

I don't believe you are, much as I love living in France I find the attitudes of the institutions unfathomable. Earlier this year I went on holiday. Before I went I informed my bank (Credit Agricole du Languedoc) of my intended movements, I received acknowledgement that the message had been received and passed to the appropriate persons.

Needless to say, three weeks into my holiday I had a text message saying that my Gold Card had been blocked due to "Suspicion of Fraud". I had not in fact used it. Trying to get this wunch of bankers to admit fault is a taxing exercise, their General Manager, named Veronique Flachaire, will not acknowledge letters, I have been passed to the Mediateur (WHO IS PAID BY THE BANK!!!) and he says that the reason my card was blocked was because I had withdrawn money from a cash point fitted with a skimmer. I have just sent him copies of my bank statements from August last year and told him that either he or the bank are lying. The only cash points I have used have been those of Credit Agricole, but on second thoughts may be they fit their own skimmer to take even more from clients than they already do.



Steve, I so enjoy reading your script, thanks a lot.





I have now been living in Carcassonne for over a year – and settled quite well. But, I used to play live music and feel the urge to do so again. Sarah Spence suggested that I might contact you as someone who might know of a group or band looking for an extra bod.

If the music scene is but a distant memory not to be revisited, then I am sorry to have troubled you.

If however, you think you might be able to help; I am 66 and have played in function/covers bands before. I have all my own gear and transport, prefer 60’s/70’s stuff but will play most things, am of limited talent and keep to the script of a rhythm guitarist.

I tried to join a group in the Black Mountain area but found that two hours each way for rehearsals was a bit silly. I have had an ad in SOS music in Carcassonne but only had one response – from a heavy metal band whose stage presence would not be greatly improved by the addition of a balding 66 year old with specs and a stomach.

Kind regards,



















espezel161013citrouille13 stmichel  




Why Old Men Don't Get Hired.....


Job Interview:

Human Resources Manager: "What is your greatest weakness?"

Old Man : "Honesty."

Human Resources Manager: "I don't think honesty is a weakness."

Old Man : "I don't really give a shit what you think."





The following prices are for one insertion in the Flyer email news letter unless otherwise stated

Give away items


1 image and 25 words, plus contact details

All items for sale inc Motor vehicles, boats, caravans & trailers

25 €

1 image and 25 words, plus contact details in 3 editions

Property for sale - land, houses, businesses

50 €

up to 8 images and 500 words, plus contact details - your own property web page linked to the "Property Page" section of the Flyer for 13 editions

Large Display Advert - Corporate


Finished artwork to be 756 pixels by 200 pixels landscape or 378 pixels by 400 pixels portrait

Standard Display Advert - Corporate


Finished artwork to be 378 pixels by 200 pixels landscape

Large Display Advert - Small Companies and Sole Traders (at my discretion)


Finished artwork to be 756 pixels by 200 pixels landscape or 378 pixels by 400 pixels portrait

Standard Display Advert - Small Companies and Sole Traders (at my discretion)

25 €

Finished artwork to be 378 pixels by 200 pixels landscape

What's on feature advert

35 €

Finished artwork to be 378 pixels by 515 pixels portrait

information about advertising rates and specifications.
informations sur les tarifs publicitaires et specifications.
Send details to of your advert to Steve Hedges.
Please note all text (unless in a finished advert) should be Plain Text,

Finished adverts should be submitted in jpeg format 378 pixels wide

Email your text, pictures and contact information to