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Aude and Ariege Flyer

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Bonjour

It is so nice to see the Cru Malepere Apellation back on track promoting itself, perhaps unfortunately without its long extinct annual wine event moving around the villages.  However this initiative of Jeudi evenings, with a few wineries joining in on each Thursday is a fine thing.  There is still time to get yourself down to evenings of wine and merriment and even some music.

Roll on the Jeudi knights, did you see what I did there?

So your daughter lets you know she’s getting married, and wants it to be at the local because of availability,  it is decided that it will be at home.  Home is eminently suitable with lots of space on the terrace.  So, as you do, I volunteered to cater, and with the help of coerced friends and family we did just that.

It was only four courses but it was for about 90 people, it ran for 6 hours and it was 35 degrees during the day.  Then there was rain forecast and the majority of the 90 people all had an opinion about if it would arrive.

Tables were set in the barn.  Then the tables and 90 chairs were moved outside and re-set in the garden.  The rain fell just as the tables were ready so the tables were quickly re-established in the barn.  So when the rain stopped it did look terribly like they would all come out again. But the okey-cokey tables stayed put. 

Either side of the actual wedding day there were people around helping set everything up so there can’t have been a meal prepared for days either side of wedding day that didn’t need close to 20 people to be fed a few times a day.

I am only telling you this to mitigate my lateness in sending the Flyer.  The marriage was just over a week ago now and it may well take a month for me to recover.

A word of advice, the price quoted by a venue for such an event is usually not excessive and may be the best way to go.   But there is something very satisfying in assisting with such an event and bringing people together with your and friend and family efforts rather than a bank transfer.

I however dont recomend making a habit of it

Hair wars continue I see, what is it with dictators and hairstyles?

Steve

  

 

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Lost in France

The views expressed here are those of the writer and not of Steve.

 

LIF imageAt some point in the next few months, all being well, we will return to the UK.  It may be madness or it may be fine.  We will be returning to a different country we left 5 years ago.   So from that point on this little piece will either be ‘Lost in England’ or someone else will take over ‘Lost in France’. 

If there is anyone out there who would like to take up the second option, please contact me via the flyer and we can discuss. 

‘Lost in England’ might also be an interesting option now that, that thing…. Begins with a ‘B’ and ends with a ‘t’ and has an ‘x’ in it is happening.  Any time I have been back to the UK since leaving in 2012, I’ve loved it.  I have also heard people saying that when the first sense of euphoria wears off they want to be back in France.  I don’t know.

Does anyone out there have any stories to tell of their return to the UK, or indeed their plan to move to France?  I’d love to hear them and possibly the Flyer community would too.

A vigneron summed it up perfectly this morning when he saw me dragging myself up a hill in the midday sun, ‘Vous êtes en pleine folle’.  He doesn’t know what we are planning but he’s not wrong on. 

 

 

 

 angloeuropean

nickcorrected

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61specto


COMMON REPORTING STANDARDS

 

 

Over the last few weeks, I’ve witnessed the application of the Common Reporting Standards initiative in action. Firstly, from my bank HSBC requesting information to be transmitted to the tax authorities both here in France as well as in UK. This week, I received an email from a client who has also received a letter again from HSBC enquiring about his residency.

It’s clear that the sharing of financial information between tax authorities of different countries is now in full swing. Annual reporting by every financial institution into its own tax authority was introduced in January 2016 and I’m seeing more and more examples of this in operation. For the tax authorities, residency is the main focus - where has the individual declared residency, and where are that person’s assets held.

We’re at the stage now where that information is being studied by local tax offices and enquiry letters being sent. But what information is being shared? Overseas bank accounts are the most common example, hence HSBC and others enquiring about an account holder’s residency status. Other examples include investment bonds held overseas, ISA accounts, unit trust and investment trust portfolios, share accounts, premium bonds…. the list goes on.

With investments held outside of an insurance-based investment bond, any change of fund either through switching or closure could be liable to capital gains in the hands of the investor, so your local tax office is sure to be interested in learning about this. Income drawn from certain, non-EU jurisdiction investment bonds are viewed very differently here in France. And remember, ISAs carry no tax advantages here, so any switches, partial encashments, or sales of funds made by a UK financial adviser or investment manager could have repercussions for the investor resident in France.

If you’re tax resident in France, you are obliged to list all overseas investments and accounts on your annual tax declaration; non-disclosure can result in fines ranging from €1,500 per account up to €10,000 depending on where the account is held. These fines are also per year of non-disclosure.

Quite often we see situations where doing nothing has proved to be an expensive mistake so if ever there was a time to get your financial affairs in order, it is now before the Fisc comes calling. If you’re resident in France, your local tax office can look back through previous years as well, so long forgotten ISAs cashed in can potentially appear on its radar.

 

If you would like information on how best to re-organise your investments to make them tax-compliant, we are staging the latest in our series of popular Tour de Finance events in the Limoux area on Friday 6th October. Open to everyone, the event, held at Domaine Gayda in Brugairolles is now in its ninth year. Always a popular event, you are urged to order tickets well in advance. There will be a series of short presentations during the morning, culminating with lunch and an opportunity to sample the local wines. If you would like to attend, please email me for your tickets, numbers are limited, so I urge you not to delay.

Subjects covered during the morning include:
Brexit
Financial Markets
Assurance Vie
Pensions/QROPS
French Tax Issues
Currency Exchange

If you have personal or financial circumstances that you feel may benefit from a financial planning review, please contact me direct on the number below. You can also contact me by email at derek.winsland@spectrum-ifa.com or call our office in Limoux to make an appointment.

Alternatively, I conduct a drop-in clinic most Fridays (holidays excepting), when you can pop in to speak to me. Our office telephone number is 04 68 31 14 10.

I look forward to seeing you soon.

Derek Winsland
Chartered Financial Planner
Mobile: 0771 71 95 52

 

spectnewfoot

 csf13817

 

Email: helplinecsfsud@gmail.com;  Website: www.cancersupportfrance.info

Forum: http://csf.forum.org      Local Association No : W112000594

 

 

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 SUMMER PROGRAMME 2017 FINAL AUDE

 Montolieu hires

   

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 dontpanic

 
   

meteo ciel3

 

If you are caring for someone with dementia, then you may want to go along to a new English speaking support group based in the Limoux area. The group is being organised by Vicky McLean, a former nurse and Social Services Care Manager with many years’ experience in caring for people with dementia She was also a specialist trainer for care staff working with people with dementia and has previously run a successful and well attended relatives support group. If you want to meet other carers like yourself, to offer mutual support, and get informed advice on some of the more challenging aspects of caring for someone affected by dementia then do go along to their first meeting being held upstairs at the Bar Commerce, Place de la République, Limoux at 3pm on 20th September. If you want more information or advice you can contact Vicky on 0626 80 72 06

 

 

jeudis

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readers write

Dear Steve

 

Your editorial was incomprehensible to me!  I do not watch British television and like to read the Flyer to know what is happening in the Aude and Ariège.

Best wishes

Carolyn

 

 

should go f&%$ themselves

there, i've said it for you

--

Phil 

 

Steve, your single reader may have unsubscribed because of your supposed "Trump bashing," but my guess is that he's in a minority of one. I'm American and as far as I'm concerned, you can bash away!

Best,

Randy Lofficier

 

Hi Steve,

Your question about British beer.

Since it has been absent from the local supermarkets we have used www.saveur-biere.com who have a good selection of UK beers.

Provided the weight is 23 kilos or less they will deliver it to a Point Relais (we used one in Limoux) for less than 4€

Best,

Grahame.


Some vide greniers and foires!

Please check before setting off http://vide-greniers.org

They also have a sister site where you can giveaway stuff or find stuff others are giving http://donnons.org

Its all recycling - you know it makes sense!

If there are two in the same town on the same day, it could be a duplicate on the site or a second event

Black = Aude - Brown = Ariege

vide

Lundi 14 Août

Argeliers  Grand vide grenier

Fitou  Vide grenier brocante

Saint-Girons  Salon antiquités brocante

Mardi 15 Août

Carcassonne  Vide grenier brocante

Conilhac-Corbières  Vide grenier de la Sabatiera

Fontiers-Cabardès  Vide grenier

Montlaur  Fête du vin, vide grenier

Peyriac-de-Mer  Vide grenier

Mijanès  Vide grenier

Montségur  Vide grenier

Tarascon-sur-Ariège  Vide grenier

Samedi 19 Août

Alaigne  Foire à tout, vide grenier

Coursan  Vide grenier

Porte-Leucate  Tante Marie vide ses greniers

Dimanche 20 Août

Belvèze-du-Razès  Vide grenier et fête aux arpents

Coursan  Vide grenier

Labécède-Lauragais  Vide grenier

Leucate-Plage  Tante Marie vide ses greniers

Limoux  Grand Foire à la brocante

Porte-la-Nouvelle  Vide grenier

 

Quillan  Vide grenier

Sigean  Vide grenier

Montardit  Vide grenier

Oust  Vide grenier fête locale

Pamiers  Vide grenier brocante

Saint-Girons  Salon antiquités brocante

Varilhes  Vide grenier brocante

Samedi 26 Août

Coursan  Vide grenier

La Digne-d’Amont  Vide grenier nocturne

Palairac  Brocante et vide grenier

Foix  Belle brocante d’été

Dimanche 27 Août

Bram  Vide grenier de quartier

Carcassonne  Vide grenier brocante

Caunes-Minervoix  Vide grenier

Coursan  Vide grenier

Hounoux  Vide grenier de la Fête d’été

Monze  Grand vide grenier d’été

Narbonne  Vide grenier nocturne

Puicheric  Vide grenier et marché aux puces

Saint-Jean-de-Paracol  Vide grenier

Saint-Marcel sur Aude  Vide grenier

Saissac  Vide grenier

Sigean  Vide grenier

Castillon-en-Couserans  Vide grenier

Foix  Belle brocante d’été

Montaut  Vide grenier

Montoulieu  Vide grenier

Pamiers  Vide grenier brocante

Varilhes  Vide grenier 

   
ADOLFTRUMP7

 TUBBIES

    

 

 margeurites

 

 

 


 els summer

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TOTO 26 March Zenith Toulouse

 

 

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